What happens if I decide to choose my own investments?

If you want, you can choose to create your own Tempo fund mix without our advice. 

When you choose to create your own fund mix for a goal, you'll decide which funds to invest in and the allocation. This means you won't get our advice, even if we know your investor type and goal.

You can opt in to getting advice at any time via the main goal screen in the app. Select “My fund mix” then “Change fund mix”. Choose the "Choose one of ours" option to opt back in.